OIB Solutions
Core Insurance System

Sell your insurance products. Without friction, with AI.

OIB Solutions combines cloud technology and insurance expertise to deliver the most modern Core Insurance platform on the market. Distribute directly, through AI assistants (ChatGPT, Claude), via API or through your broker network with unparalleled efficiency.

For insurance professionals

InsurersMGAsBrokersMutuals

Available on your own conversational AIs, such as on

  • ChatGPT
  • Claude
  • Gemini
  • Mistral
OIB Solutions chat simulation: the policyholder asks for home insurance and gets three quote options in the conversation
AI distribution

Sell your insurance through an AI channel with your own ChatGPT or Claude

OIB Solutions plugs your insurance products, pricing and business rules directly into conversational AIs. Your prospects get a personalised quote inside the chat and subscribe online — with zero changes to your core system.

  • Available on your own chats such as ChatGPT, Claude, Gemini or Mistral
  • Personalised quote inside the conversation
  • Online subscription with embedded e-signature
  • Deployed in weeks, no replatforming required
ChatgptClaudeGeminiMistral
OIB Solutions · Live on ChatGPT
I'm looking for home insurance for a 65 m² flat in Lyon.
S
Got it. Based on your home, here are 3 tailored plans:
Essential
48 €
/ month
Balanced
56 €
/ month
Serenity
64 €
/ month
agent is typing…
Lifecycle

A platform turnkey

Manage the entire lifecycle of your insurance contracts, from underwriting to cancellation.

01Contract creation

Underwriting

Record underwritings via a custom policyholder site, through the API, from a distributor extranet or from your back-office.

Underwriting
Turnkey site
Dynamic questionnaires
E-signature
TarificationPRIME TTC dossier3 306,08 €Garanties et options

Our front-to-back

OIB Solutions is an insurance policy management platform augmented by modular capabilities: compliance, image analysis, external data or API integration, product module to adapt to the specifics of each insurance product.

COREManagement engineUnderwritingEndorsementCancellationRenewalClaimsTasksWorkflowsExportsStatementsAML-CFTProduct configFVAE-signatureDirect debitsPayments
ChatGPT
Claude
Gemini
Mistral

Fast integration

Connect your existing systems in a few days thanks to our comprehensive REST API.

Scalability

Cloud-native architecture built to handle millions of contracts without compromise.

Hardened security

GDPR compliance, HDS hosting, and regular security audits.

Why OIB Solutions

How can insurers stay competitive in a constantly evolving world?

The answer: a platform built for speed, flexibility and innovation. It lets risk carriers launch products faster, adapt with ease, and operate in the cloud through a modern, intuitive interface.

Système legacyRigide · Coûteux · FerméMigrationsimplifiée2.8K+12%APIIALCBFTOIB SolutionsAgile · Cloud · Ouvert
Vision

Legacy systems slow your growth and block innovation.

OIB Solutions frees you from technical constraints so you can focus on your core business: designing and distributing high-performing insurance products.

Adaptability

A cloud-native platform built for performance and agility.

Whether you start from an existing setup or a blank page, our no-code rules engine enables fast customization, supporting innovation while respecting your change management processes.

Scalability

Modern infrastructure, unlimited scalability.

OIB Solutions runs on a secure cloud infrastructure, delivering the reliability and scalability modern insurers demand. Our flexible data model simplifies the migration of even the most complex legacy data.

Product

A modern, fast interface designed for productivity.

Smart search, intuitive navigation, instantly accessible data. No unnecessary clicks, no complexity: clear answers and maximum efficiency.

Use cases

One platform, many possibilities

Whether you're an insurer, MGA or broker, OIB Solutions adapts to your specific needs.

Centralize and steer

Insurance portfolio management

A 360° view of your insurance portfolio. Manage the full lifecycle of your contracts from a single interface: underwriting, endorsements, renewals, claims and cancellations.

  • Real-time dashboard
  • Multi-product management
  • Automated deadline tracking
  • Customizable reporting
  • Alerts and notifications
2,847Polices actives156Renouvellements23SinistresRéf.ProduitClientStatutPrimeMRPActif245€DOActif3 306€RC ProActif890€MRPActif1 200€DOExpiré456€RC ProExpiré678€Page 1 sur 12
Key benefits

The insurance platform the most modern on the market

OIB Solutions delivers a powerful platform that lets insurers support any number of products, policies or users.

10K100K1M+

Flexibility at scale

Handle any volume of products, policies or users. Our architecture adapts to your ambitions without compromising performance.

75%TCO réduit

Speed & controlled TCO

Accelerate your implementations, integrations and product updates with one of the lowest total costs of ownership on the market.

Full data control

Enjoy complete access and control over your data, enabling truly data-driven operations.

RGPD

Security & Compliance

Certified infrastructure, native GDPR compliance, sovereign hosting available. Your data is protected by the highest standards.

Built-in AI

Artificial intelligence tools to automate repetitive tasks, detect anomalies and optimize your management processes.

API-First

Open architecture enabling seamless integration with your existing systems and those of your distribution partners.

Who is it for?

A solution tailored to every player

Whether you're an insurer, MGA or broker, OIB Solutions supports you with a platform built for your specific challenges.

2,847Polices actives+12%Croissance98.5%Taux conformitéProduction mensuelle

Insurers

Risk carriers

Launch new products quickly and distribute directly or via your partner network. A modern platform that integrates with your existing IT.

  • Time-to-market reduced by 80%
  • Multi-channel distribution
  • Native regulatory compliance
  • Advanced reporting and analytics
  • API for your partners
3 mandats actifs15 234 €Commissions du moisRéseau de distributeursABCDEFGH

MGAs

Managing general agents

Manage your mandate portfolio with a complete back-office platform. Centralize product management and steer your distributor network.

  • Multi-mandate management
  • Dedicated distributor portal
  • Process automation
  • Commission tracking
  • Automated contractual documents
Comparateur de tarifs · MRPComparerA245 €/an TTCMeilleurB312 €/an TTCC289 €/an TTC

Brokers

Distributors

Access your partners' products through a single interface. Quote, underwrite and manage your clients' contracts with ease.

  • Multi-MGA access
  • Integrated rate comparator
  • 100% digital underwriting
  • Client portal for your policyholders
  • Real-time portfolio tracking

Built for production

An enterprise-grade infrastructure you can rely on

99.9%
Uptime
Guaranteed SLA
< 160ms
API response time
Optimal performance
500K+
Contracts managed
By our clients
100%
GDPR compliance
Secure data
Client testimonials

They trust us

This project perfectly illustrates our new technology strategy, built on the complementarity between internal tools and high value-add digital solutions that elevate customer experience and operational excellence.
WTW
Sara Fert
WTW · Head of Affinity & Specialty Markets
Going live marks a key milestone in our modernization strategy. Digitizing Construction Insurance concretely improves the experience of our policyholders and our distributors.
OD
Nicolas Ruel
ODEALIM · Deputy General Manager
We chose OIB Solutions to support our ambition: accelerate the distribution of our products and strengthen trust with our network.
AM
Gaëtan Levieux
AMIG Assurances · Managing Director
We needed to quickly launch an insurance product sold online. OIB Solutions supported us with a user-friendly back-office and a customer underwriting portal. The rollout was frictionless and on schedule.
GT
Claire Deumier
Assurlib.com · Tolède Group
We were able to make our various offers available on a very clean and refined user interface. Our product catalog is accessible via API, so we can be embedded on distributor sites such as comparators or partner brokers.
HC
David Eline
Health Compass

Distribute your insurance products with OIB Solutions

Fast launch, controlled costs. Book a tailored demo.