Build your insurance raters
Give your distribution partners or comparison sites a rater that is easy to keep up to date.
Plug in and update easily with our no-code UI. Change rating parameters, manage multiple partners, and tailor pricing by distributor.
Wholesale broker or carrier? OIB Solutions lets you build and deploy your own raters, consumed by your partners via API or a dedicated UI.
Used by major French brokers and MGAs
A smooth experience
Get a price with options, excesses and plans. Update rates for every partner in one place and cut operational error by centralising the source of truth for your products.
A user experience that is optimised
Rating journeys are smooth and responsive (mobile-friendly). In a few clicks your partners get a price—even for complex products.
Enrich the journey with external data for a better experience (geolocation, vehicle data, etc.).
Rater as an API
The rater can run API-only: your partners or comparison sites just call your API to get a price.
When you change a rate in the API, every partner gets the new pricing immediately.
Raters already in production with our clients
OIB Solutions helps you build a bespoke rater. Here are examples we have delivered.
Life & health (prévoyance)
Complex API raters for personal or self-employed cover. Management / non-management, collective agreements, contribution bands.
Decennial (construction)
Pricing for decennial / construction products for building trades. Risk questionnaire by trade and revenue.
Funeral
API pricing for funeral cover: comparator or full subscription. Capital, age, custom options.
Motor
Complex motor and unlicenced-driver (VSP) pricing. No-claims discount, automatic SRA enrichment.
P&C commercial
Employers’ liability, commercial combined, garages, complex risks—pricing shaped to each trade.
Home
Rate home and PNO products for comparators or broker extranets. Multiple plans, options and excesses.
Everything to build your raters
No-code UI
Configure rating parameters, plans and options with no development.
Multiple plans
Offer third-party, comfort, all-risks or any mix of custom plans.
Instant updates
Change a rate: it is available to every distributor immediately.
Documented REST API
Interactive Swagger documentation. Works with any mainstream stack.
Multi-distributor
Each partner can have its own commission and markup rules.
History
Keep a full history of rate changes for audit and traceability.
Responsive
Rating journeys work on phone, tablet and desktop.
Data enrichment
Connect SRA, geolocation, company data and more to enrich the journey.
Security
API key authentication, encryption, GDPR by design.