Individual health and protection journeys live in weeks
Roll out health subscription paths (optical, dental, hospitalisation) or protection products using ready-made journeys. Change questionnaires, benefits and rates on your own, with no dependency on a technical vendor.
- Fast rollout
A new health or protection journey in production within 4 weeks. No heavy IT project.
- No-code changes
Update a rate, add a benefit, edit a questionnaire — everything from the admin console.
- Responsive journeys
Members subscribe on mobile, tablet or desktop. A smooth, modern experience.
- Real-time pricing
Multiple plans, options and excess levels: the premium updates instantly as the member chooses.
- Built-in e-sign & payments
Electronic signature and card or SEPA direct debit inside the same journey.
- Automated documents
Certificates, policy schedules and regulatory documents generated automatically on completion.
Full portfolio management for health and protection
Endorsements, renewals, cancellations, claims and payments: the full policy lifecycle for health and protection, from one console.
Endorsements
Change benefits, switch plan or insured parties. Rating and non-rating endorsements in a few clicks.
Renewals
Bulk renewal runs. Documents and instalment schedules regenerated automatically.
Cancellations
Cancel in three clicks with pro-rata and refund where applicable. Configurable reasons.
Claims & benefits
Track health reimbursements and protection benefits. Monitor by product and plan.
Payments
Premium collection, failed payment handling, dunning and automated cancellation rules.
Reporting
Production stats, benefits paid, bordereaux. Exports and tailored dashboards.
Why mutuals choose OIB Solutions
Speed to market
Launch a new health or protection journey in 4 weeks. No 18-month IT programme. Your team is autonomous from day one.
Full autonomy
Edit questionnaires, rates, benefits and documents with no engineering ticket. Product teams stay in control.
Modern member UX
Responsive journeys, e-signature and online payment: members complete cover in minutes.
Open API
Connect OIB Solutions to your existing stack. Documented REST APIs for CRM, finance and more.
P&C depth
Strong P&C capabilities (home, motor, liability, construction) alongside health and protection — one platform.
Built-in compliance
GDPR, AML/CFT, duty of care, IPID and pre-contract docs embedded in journeys and servicing.