Insurance management platform
A modern, agile Core Insurance system to run the full policy lifecycle—from subscription to cancellation, including claims and compliance.
OIB Solutions is the reference platform for delegated underwriting agents (DUAs), insurers and mutual insurers that want to modernise administration and accelerate growth.
Used by France’s largest brokers and MGAs
They run their policies on OIB Solutions
Everyday policy management
Each servicing action is automated and traceable. Your teams focus on what matters while the platform handles the complexity.
Premium endorsement
Change guarantees, options or contract terms with a premium impact. The new premium is recalculated automatically, the payment schedule is updated and an endorsement is generated instantly.
- Automatic premium recalculation
- Real-time payment schedule update
- Endorsement and policy booklet generation
- Pro-rata premium adjustment
- Full change history
Product catalogue
Manage all your insurance products from one central UI. Configure benefits, rates and documents in a few clicks.
- Intuitive multi-product admin UI
- Modular cover and option configuration
- Online quote link generated automatically
- Multi-insurer and multi-brand support
- Full product change history
Quotes
Create quotes or receive those created by your customers and partners. Review stats and quote data. Follow up with customers in a few clicks.
- Online or API quote creation
- Real-time status (signed, pending, expired)
- Configurable automatic reminders
- One-click quote → policy conversion
- Data exports for reporting
Bound policies
See every issued policy and its status. In a few clicks, open a customer policy and run the required servicing actions.
- Real-time portfolio overview
- Advanced filters by product, status, date, producer
- Quick servicing (endorsement, cancellation, claim)
- Insurer exports in standard formats (CSV, JSON, XML)
- Full per-policy history
Customer data
Built-in CRM to review all customer information in a clear layout. Application forms, evidence and contract data in one place.
- Full customer record with history
- Application form and evidence capture
- Named insureds and beneficiaries
- 360° view of linked policies
- Built-in GDPR compliance including erasure
Premiums & payments
Multiple payment rails: Stripe, GoCardless, SEPA mandates, Memo Bank. Schedules generated and payments initiated across the product lifecycle.
- Automatic SEPA direct debits and cards (Stripe)
- Reject handling and dunning
- Automatic instalment schedule
- Insurer accounting reporting with statements
- Multi-currency (EUR, XPF, USD...)
Claims handling
Customers declare a claim easily via their portal. You manage open or closed claims with full tracking.
- Claims declared by customer or in the back office
- Evidence and photo upload
- Configurable workflow per claim type
- Status tracking and automatic notifications
- Loss reporting for insurers
Document management
Collect evidence for onboarding. Send everything the customer needs: endorsements, certificates, special terms.
- Automatic document generation (certificate, endorsement, policy booklet)
- Customisable templates per product
- Evidence capture with validation
- Secure, GDPR-compliant archive
- Built-in e-signature
3-click cancellation
Retail customers cancel in three clicks according to contract terms. Automatic pro-rata and refund handling. Simple, efficient operations.
- 3-click cancellation for policyholders
- Configurable cancellation reasons
- Automatic pro-rata and refunds
- Hamon & Chatel compliance
- Automatic insurer notification
Insurer exports
As a delegated underwriting agent (DUA), export your new business in a predefined format for the insurer—Excel, CSV or JSON—with accounting statements generated automatically.
- CSV, JSON, XML exports to standard layouts
- Filters by product, period, status
- Select fields to export
- Save filter configurations
- Scheduled automatic exports
AML compliance
Stay on top of compliance with our anti-money laundering and counter-terrorist financing alerts. Automatic sanctions screening.
- Automatic screening on EU, UN, FR lists
- Politically exposed persons (PEP) detection
- Ultimate beneficial owner verification
- Asset freezes and sanctions file
- Full screening history for audit
An out-of-the-box platform
We deliver a turnkey policy administration platform. Our teams onboard your products and connect the channels. Your product can go live in a few weeks.
Fast configuration
Quick setup using our product, rate, cover and document scoping files.
Rating
Highly flexible rating for multi-plan, options and subscribed covers.
Endorsements & renewals
Premium and non-premium endorsements, automatic renewals with bulk processing.
Cancellation
Regulatory deadlines, 3-click cancellation, minimal manual tasks for your teams.
Distributor commissions
Commission handling for distribution partners with accounting statements and XML files.
AML / CTF
Alerting for AML obligations with automatic anomaly detection.
Integrated payments
Stripe, GoCardless, SEPA mandates, Memo Bank. Direct debits, rejects and dunning.
Multi-currency & language
Multi-currency support (EUR, XPF, USD) and interfaces tailored to your customers’ language.
Full REST API
200+ endpoints to wire OIB Solutions into your ecosystem: rating, subscription, documents, payments.
A trusted infrastructure
OIB Solutions runs on a robust, certified infrastructure aligned with the strictest insurance industry requirements.
GDPR compliant
Personal data protection to the highest European standards.
HDS hosting
Health Data Hosting available on sovereign French infrastructure.
API < 160ms
Average response time under 160ms for a smooth experience.
99.9% SLA
Guaranteed availability with 24/7 monitoring and dedicated support.
Scalability
Architecture built to grow with your portfolio without limits.
Domain expertise
10+ years in insurance and technology.