Subscription journeys
A ready-to-use solution for insurers, brokers and mutuals. Deploy modern subscription journeys for P&C, health or group life products.
Add new journeys easily for group or individual personal lines. Our flows connect to your policy systems with no unnecessary technical complexity.
Journeys tailored to each domain
P&C, health, group life: our journeys reflect the regulatory and business specifics of each insurance line.
P&C journeys
Home, motor, PNO, MRP, construction, affinity
Deploy subscription flows for all your property and liability products—from quote to e-signature, including real-time rating.
- Multi-plan pricing (third party, comfort, all risks)
- Excesses and exclusions built in
- Configurable risk questionnaire
- Automatic V5 / green card integration
- Instant proof of insurance
- Card, SEPA direct debit or mandate
Messaging tailored to your business
Whether you are a mutual, broker, MGA or insurer, our journeys address your specific priorities.
P&C mutuals
- Ready-made home, motor and MRP journeys
- Automatic certificates and green cards
- Integration with your existing policy systems
- Built-in ACPR-aligned controls
- Real-time multi-plan rating
- Full white-label customisation
Health & group life mutuals
- Journeys aligned with ANI and responsible contract rules
- DUE and employer obligation handling
- Paperless medical questionnaire
- Exec / non-exec rating with collective agreements
- Automated portability and rights continuation
- Benefit schedules and IPIDs generated automatically
Brokers & MGAs
- Multi-carrier journeys on one platform
- Built-in plan comparison for your clients
- E-signature and online payment
- Your brand, your design, your URL
- APIs for aggregators and introducers
- Back office to track subscriptions
Insurers & reinsurers
- Digital distribution of your products through brokers
- Real-time quality control on new business
- Automated bordereaux and reporting
- No-code configurable underwriting rules
- Core, CRM and finance connectivity
- Consolidated view across distributors
Fast to deploy, modern interfaces
OIB Solutions flows deliver modern UIs that match your brand—and ship in record time.
No-code customisation
Change questions, written plans and design without development.
Quick to connect
Hook up e-signature, payments and your policy system in days.
Flexible rating
Adjust product pricing on your own, without heavy IT cycles.
Documented APIs
Integrate partner aggregators and brokers with clear APIs.
Interoperable
Flows that plug into your existing stack or external CRMs.
Document generation
IPIDs, endorsements, certificates: produced automatically.
Mobile-first
Responsive journeys built for phone and tablet conversion.
E-signature
Yousign, DocuSign or others embedded in the flow.
Underwriting rules
Configurable rules: limits, exclusions, straight-through acceptance.