A 360° API for your insurance product
OIB Solutions’ insurance API lets you distribute your product from any interface.
Plug into a comparison site to capture leads, connect your OIB back office to a B2C subscription site, or embed a journey in a mobile app—using the APIs we provide.
An open insurance API
Customer area, partner area and admin workspace: connect everyone around your insurance products.
Streamlined setup
Use our configuration files for rating, renewals, payments, document templates, and more.
Product-specific documentation
The configuration step generates API documentation for your products—you and your partners get endpoints tailored to what you sell.
Policy management
Onboard new business through a dedicated endpoint that turns quote requests into bound policies.
Endorsements
Handle endorsement requests easily, with updated documents and payment schedules.
Payments
Support multiple payment methods, schedules and plan changes in one place.
Cancellation
Manage customer cancellations (including one-flow cancellation) and stay aligned with regulatory requirements.
Complex rating
Model sophisticated products: multiple plans, covers and excesses in a single module.
AML / sanctions
Get alerts when customers or beneficial owners match asset-freeze or sanctions lists.
Reporting
Capture activity data to build regulatory and management reporting.
Request the API documentation
Get our full technical pack and a sandbox to test the API.
Cover the full policy lifecycle
From subscription to cancellation, including endorsements and payments—our API supports end-to-end contract management.
Subscription
When someone subscribes, they enter data to get a price. A quote is created automatically and becomes a policy once your validation rules and payments are in place.
Journeys can be D2C on your own site, via a broker network (using the extranet we provide), or embedded in a partner’s checkout using our API documentation.
Distribution channels
Key points
- REST API with OpenAPI documentation
- Webhooks for real-time events
- Test sandbox available
- Dedicated technical support
- Go-live in a matter of days
API performance
Implementation made simple
We typically go live in a few weeks. After testing, you deploy to production with clear, easy-to-use documentation.
Rating engines
Integrate your raters, simple or complex. You define plan options, covers and the premiums attached to each plan.
Renewal rules
Set renewal rules: customer reminders, document regeneration and notice-period compliance.
Cancellation rules
Keep cancellations compliant: one-click, anniversary, special cases, and so on—per product line.
Data capture
Design subscription questionnaires: questions, constraints and validation rules.
Endorsements
Define endorsement logic and the documents auto-generated on policy or customer changes.
Cover definitions
For each policy, define covers and perils to power reporting across your book.
Taxes
Model taxes on each cover, then report them consistently across the portfolio.
Partner commissions
Set per-product commission rules—fixed, ranges, broker fees, and overrides for specific distributors.
Bordereaux
Configure monthly bordereau formats for partners and the carrier file (new premium, arrears, cancellations, and so on).
Claims
Define claim types and how they are handled in the system.
Third-party tools
Connect CRM, e-signature, payments and external claims tools.
API documentation
Each insurance product gets generated API documentation that your developers and partners can implement quickly.