Affinity insurance software
Launch products quickly to your distributor network.
Distribute your insurance through multiple partners: offer a seller interface or an API, centralise bound policies, and provide an online claim notification experience.
Trusted by major French brokers and MGAs
A sales workspace for your distributors
Make it easy to sell your policies through multiple distributors with a simple subscription flow and built-in e-signature.
Each distributor has their own space
- Streamlined subscription
Quote and bind in a few steps, tailored to each affinity product.
- Plan selection
Visual comparison of options (theft, damage, comfort) with real-time rating.
- Automatic documents
IPID, policy wording and certificates generated the moment the risk is written.
- E-signature
Send for signature in one click, track progress and bind automatically when complete.
- Transparent commission
Real-time view of premium and commission on every sale.
- Multi-product
One extranet for smartphone, travel, bike, extended warranty, and more.
Distribute on your partners’ own sites
Subscription is API-first: partners connect and sell your cover alongside their products and services.
Three built-in distribution modes
Embedded widget
Embed the flow in your partner’s e-commerce checkout at the point of sale.
Full REST API
Partners build their own front end on your rating, bind and payment APIs.
White-label site
A turnkey site branded for your partner, hosted and run by OIB Solutions.
Notification and claims management
From online notification to payment, own the full claim lifecycle and monitor your loss ratio.
Online claim notification for policyholders
Offer policyholders a 24/7 online claim journey on mobile or desktop. Flows adapt by product (smartphone, travel, bike…) and guide users step by step.
- Product-specific claim journeys
- Photo and document upload (invoice, police report)
- Automatic email / SMS acknowledgements
- Real-time file tracking for the policyholder
- Automatic first-line triage
- White-label interface in your brand
The affinity advantage
Built for high-volume, multi-distributor affinity models and rapid integration.
Faster time-to-market
Launch a new affinity product in 4 weeks instead of 6 months. Product, cover, pricing and documents configured without custom code.
Unlimited distributor network
Each partner gets their own access: dashboard, sales and commission tracking. Onboard in a few clicks.
Many products, many risks
Smartphone, travel, bike, extended warranty, mobility… one platform for every affinity line.
Real-time steering
Track performance by distributor, product and channel. Automated bordereaux, carrier reporting and dashboards.
Low-friction integration
Documented API, embeddable widget or white-label site—partners pick the model that fits.
Regulatory coverage
Duty to advise, IPID, IDD, AML checks: built-in controls. Aligned with ACPR expectations and GDPR.
Affinity products for every vertical
Smartphone & connected devices
Theft, damage, corrosion: offer cover at purchase in store or online.
A consumer electronics site embeds the OIB widget on the product page. Insurance is offered at add-to-basket.
Extended & manufacturer warranty
Extend cover beyond the manufacturer’s warranty with configurable duration and limits per SKU.
A white-goods chain sells 3- or 5-year extensions at the till through the seller interface.
Travel & cancellation
Sell travel and cancellation cover through agencies, booking sites or tour operators.
An OTA uses the rating API to propose multi-risk travel cover for each destination.
Light mobility: bike, e-scooter, e-bike
Theft, damage, assistance, liability: tailored journeys for new mobility habits.
An e-bike rental shop bundles monthly cover with the subscription.
Everything you need for affinity
Run affinity distribution with a short launch path and simple day-to-day management.
Products
Cover, pricing, document templates and commissions—configure in a few clicks.
New business
Sell through API or seller UI. Multiply your routes to market.
AI assistant ✦
Help sellers give better advice to customers with built-in assistance.
Distributor management
Partners, products on sale, commissions and bordereaux in one place.
Claims
Handle adjustment and aggravation invoices at the end of works where relevant.
AML
Automatic checks at bind: asset freezes, PEPs and international sanctions lists.
Automatic documents
IPID, wordings, certificates and quotes generated automatically.
Payments in flow
Card via Stripe, GoCardless direct debit, SEPA mandates. Pay at bind.
Carrier reporting
Premium bordereaux, claims bordereaux, sales stats and loss ratios.
Automated workflows
Chasing, renewals, notifications: automate the repetitive work.
Security & compliance
Certified infrastructure, GDPR by design, sovereign hosting on request.
Multi-channel notifications
Email, SMS, push: keep customers and partners informed at every step.