OIB Solutions
AI distribution for insurance

Sell through ChatGPT, Gemini and Claude.

OIB Solutions plugs your insurance products, pricing and business rules into ChatGPT, Claude, Gemini and Mistral. Personalised quotes inside the conversation, online subscription, with zero changes to your core system.

  • GDPR, IDD and EU AI Act compliant
  • In production in a few days
  • No migration of your existing platform
ChatGPT
Claude
Gemini
Mistral
OIB Solutions · Live on ChatGPT
I'm looking for home insurance for a 2-bed flat in Lyon, budget up to €60/mo.
S
I can offer 3 suitable plans: Essential at €48, Balanced at €56 or Serenity at €64. Want to compare the deductibles?
Essential
48 €
/ month
Balanced
56 €
/ month
Serenity
64 €
/ month
typing…

Primary client outcome: +15% conversion rate

Subscription journey

From the first question to the signed policy, all in the conversation.

A fully automated journey, orchestrated by AI. The customer flows from the first message to the delivered documents: no forms, no calls, never leaving the interface.

OIB Solutions · Automated journey
Conversation started on your own chat, as on
Live
ChatGPT
Claude
Gemini
Mistral
Step 01

Information capture

Customer answers inside the chat
Property type
Apartment
Size
732 sq ft
Address
245 W 14th St, New York, NY
Rooms
3
Step 02

3 live quotes

Compare deductibles and prices
Essential
$34/ month
$500 deductible
Balanced
$42/ month
$180 deductible
Selected by customer
Serenity
$47/ month
$0 deductible
Step 03

Pre-contract documents

Delivered in the chat, read, accepted
  • Summary of Coverage
    Read & accepted
  • Policy Terms & Conditions
    Read & accepted
  • Disclosure Statement
    Read & accepted
Step 04

Electronic signature

Powered by DocuSign, one click
Signed · 2:23 PM
Signature
E. JohnsonEmily Johnson
Step 05

Policy finalized

Documents delivered to the customer
Evidence of Insurance
Delivered
Declarations Page
Delivered
Billing Statement
Delivered
100% automated
No forms, no calls
Manifesto

Insurance sales. Reinvented.

The market has already shifted

Your prospects are already on AI. Are you?

Customers research on ChatGPT, Gemini and Perplexity before they even open your website. If your products aren't there, your competitors' are.

50%+
of prospective customers already use AI to research before buying
200M
weekly active users on ChatGPT
84%
of quotes are abandoned before subscription
1st
mover advantage for carriers present inside the LLMs
Your platform, now conversational

It all starts inside a chat.

The customer talks with the agent: questions, qualification, plan comparison. For example, for home insurance they compare prices and deductibles live, then choose, without leaving the conversation.

Present on ChatGPT & Claude

Inside the chat, your catalogue answers prospects where they are already searching.

Real-time quotes

Still in the conversation: personalised quotes, instantly, from your own pricing rules.

Natural qualification

The customer chats naturally: information collected with no form.

Subscription or handover

Direct subscription or handover to a human agent, based on your business rules.

Deployed on your site too

Same agent, all channels unified.

Broker networks

Broader distribution with no extra development.

Integrated end-to-end

Plugged into your APIs and core systems

The conversational chat is not isolated: it relies on your pricing interfaces and processes to deliver compliant quotes, then turn the quote into a contract.

APIs and business connectors

The chat calls your APIs (products, prices, eligibility) and your systems (core, CRM, reference data) to stay aligned with your stack.

Real pricing and quotes

Every price is computed by the same rules as on your web or extranet: only quotes you can actually bind.

Up to proposal and contract

From an accepted quote, generation of the commercial proposal or draft contract using your workflows.

Full subscription possible

E-signed customer journey, or handover to an advisor for the final step, based on your rules.

ChatGPT
Claude
Gemini
Mistral
Built for regulated markets

Zero hallucination on your coverage.

Pre-send verification

Every agent response is verified before it reaches the customer.

Grounded on your docs

Anchored on your product documentation: zero hallucination on your coverages.

Full traceability

Every statement is attributable and auditable.

Regulatory framework

Compatible with GDPR, IDD, EU AI Act.

Built-in guardrails

Edge cases, escalation to humans, refusal of out-of-scope advice.

What it changes on your numbers

More subscriptions, less friction.

+15%
conversion

More subscriptions from the same traffic.

−45%
routine queries

Your human agents focus on value.

1st mover
competitive edge

Present inside the LLMs before the comparators.

How you will grow revenue

Assumption: +15% conversion on the same traffic (indicative benchmark)

+15%
50,000
5%
450 $
Subscriptions / month (current)
2,500
After +15% uplift
2,875
Estimated annual recurring revenue (Δ)
2,025,000 $
+375 subscriptions / month × $450 × 12 months
Deployment

In production in 3 steps.

1

Connection

Direct hookup to your existing configuration (products, prices, eligibility rules, journeys).

2

Deployment

Your agent is trained on your documentation and deployed on ChatGPT, Claude, Gemini, Mistral, your site and your broker networks.

3

Optimisation

Every conversation is analysed: actionable insights on conversion and drop-offs.

Monitoring

Analytics on your AI sales funnels

Measure what happens inside the chat, not only on your website. From the first question to the subscription, across all channels.

End-to-end visibility

Conversation volume, conversion rate, captured leads and drop-offs, per channel.

Multi-channel comparison

Compare each platform side by side: where customers engage, where they drop off.

Intents and key queries

Identify the phrasings and topics that drive the most quotes and subscriptions.

Auditable sessions

Full exchange logs for business monitoring, quality and compliance.

Funnel · 30d
12,847 Conversations
▲ +34%
Messages
12,847
Quotes
4,208
Subscriptions
683
Conversion by channel
ChatGPT92%
Claude78%
Gemini64%
Mistral48%
Website54%
Top intent · home insurance · 2-bed flat
Today your channels. Tomorrow agent-to-agent.

Your products are ready. We distribute them inside AI agents.

Today the agent sells to humans. Tomorrow AI agents will buy insurance on behalf of their users. OIB Solutions prepares you for that transition with zero redevelopment.

Today
WebsiteChatBroker networks
Tomorrow
ChatGPTClaudeGeminiPerplexity
Let's talk about your project

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55 Rue La Boétie, 75008 Paris

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