Complex programmes, fragile spreadsheets
A reinsurance programme means dozens of treaties, hundreds of claims and a history spanning ten, fifteen or twenty years.
- Treaty catalogues and claims tracking are still run in Excel
- Files circulate, get duplicated and become a source of calculation errors
- At every bordereau, discrepancies appear with no clear explanation
An AI agent reads your treaties and fills in the record for you
Upload the treaty as a PDF. Our reinsurance-specialised agent reads it, understands it and enters every parameter in the right place: layers, priorities, limits, clauses. What used to take hours takes seconds. All you need to do is review.
A structured catalogue, not a spreadsheet
- Quota share, excess of loss and combined treaties
- Layer entry with priorities, limits and conditions
- Year-on-year duplication with only new conditions adjusted
- Link treaties within the same programme
Claims linked directly to treaties
- Attach a claim to an event for aggregate statistics
- Notification with initial reserve and payments
- Loss development over the years, bordereau after bordereau
Bordereaux calculated automatically
At each semi-annual or annual bordereau, the engine takes all programme treaties, past payments and reserves, applies contract indexation and calculates the ceded loss on each treaty. Calculations are driven by treaty terms — no manual entry drift.
The engineering behind the module makes complex nesting simple: quota share on excess of loss, retention systems, intricate clauses.
What each reinsurer owes you, at every bordereau
For every reinsurer on the panel, OIB RE returns all payments and reserves — the full ceded loss linked to treaties with the ceding company. No more endless reconciliations.
OIB RE in action
See how to centralise treaties, claims and bordereaux on one platform.