The customer delegates, their AI agent buys
A personal AI agent knows its user better than any questionnaire: their home, family, vehicles and plans. It no longer fills in forms, it queries insurers directly.
- 01
Browse offers
The agent finds the products on the market that match the stated need.
- 02
Get quotes
It queries pricing engines in real time, using information it already knows.
- 03
Analyse coverage
It reads terms and conditions, exclusions, deductibles and limits.
- 04
Benchmark and recommend
It matches each offer against the customer's real needs and suggests the best fit.
A product AI agents cannot access simply does not exist in their comparison.
Three layers to go from product to AI agent
You configure your product once. OIB generates everything else, all the way to the interface AI agents know how to use.
AI agents
ChatGPT · Claude · Gemini · Mistral · Meta AI · personal agents
Secure MCP layer
Makes your products accessible to AI agents
API layer
Generated automatically from the product configuration
Insurance product factory
Fast product design and launch
Design and launch a product in weeks
The OIB product factory lets you model a complete product without development: coverages, options, pricing, underwriting rules and documents.
- Configurable coverages, options, deductibles and limits
- Configurable pricing engine and acceptance rules
- Contract documents generated automatically
- New versions and new products launched continuously
Essential Home
v3 · draft
Coverages
- Fire
- Water damage
- Theft
- Glass breakage
Pricing
- Base: €9.80/month
- × Geographic zone
- × Living area
APIs generated from your configuration
Every product configured in OIB immediately exposes its APIs: pricing, quotes, policy issuance, documents. No custom development, no maintenance each time the product changes.
- Pricing, quote, issuance and document endpoints
- Automatically updated whenever the product changes
- Documented schemas and sandbox environment
- The same APIs power your web journeys and your partners
Product configuration
{
"product": "home",
"coverages": ["fire", "water_damage", "theft"],
"pricing": { "base": 9.80, "factors": ["zone", "area"] }
}Generated APIs
- POST/products/home/prices
- POST/products/home/quotes
- POST/products/home/policies
- GET/products/home/documents
The language AI agents understand
The Model Context Protocol (MCP) is the open standard that lets AI agents use external services. OIB turns your APIs into MCP tools described in natural language: the agent understands your coverage, asks the right questions and gets an exact quote.
- MCP tools generated for every product, no code
- Business descriptions readable by ChatGPT, Claude, Gemini, Mistral or Meta AI
- Access to policy terms to answer coverage questions
- Hand-off to online purchase or to an advisor
I'm looking for home insurance for my 2-bedroom flat in Lyon, with good water damage cover.
AI agent
I compared 3 offers. Essential Home covers water damage with a €300 deductible for €11.40 a month. I can start the purchase.
Open to agents, controlled by you
The MCP layer only opens what you choose to open, and every exchange stays traceable.
Authentication
Only authorised agents and apps reach your tools, through controlled access tokens.
Chosen scope
You decide which products, coverages and data are exposed to agents.
Customer consent
Personal data is only shared with the customer's explicit agreement.
Full traceability
Every call is logged: question asked, data received, price returned.
Compliance
Duty of advice, IPID and GDPR built into the journey, even when the counterpart is an agent.
Quotas and monitoring
Rate limiting, abuse detection and a usage dashboard per agent.